AsiaHawala

Company Overview:

AsiaHawala for Non-Banking Financial Services is your solution to a diversified Payment Service Provider, focused on contributing positively towards the economy through innovative and financial products that are designed to inspire every walk of life. We have come a long way to make the first money transaction service in Iraq. Since the establishment of the company in 2014 and the launching on 29 December 2015, we are there to help the rest. AsiaHawala reached customer base of 260,000 subscribers and has the largest distribution network in the country. Being the forerunner in technology based financial solutions for everyone requiring access to financial transactions of any type, our products and services range from:

- e-Wallets;

- Money Transfers

- Bill Payments;

- Salary Disbursements;

- Merchant Payments;

- Online Shopping;

- Flight Reservations

- And much more.

Our significant investment in advance technologies and research allow us to provide our customers with the most up to date and current bouquet of services.

In pursuit of our vision to be the forerunner and leader in Non-Banking payment Services and to become the part of the everyday life of the customers, coupled with our mission to be the preferred Non-Banking Financial Services solution provider by offering the most composite and innovative bouquet of services; we pinpoint towards and directly target, the financial needs and issues of the customers to pioneer groundbreaking and advance set of services that address all the needs and concerns being faced by the customers. We are poised to offer a variety of services that impact and improve the daily lives of the customer while at the same time ensuring a high quality of customer experience that compliments each service.

The Central Bank of Iraq (CBI) licenses AsiaHawala after complying fully with requirements of CBI pursuant to Iraq Electronic Payment Service No (3) of 2014, Anti-Money Laundering (AML) and Counter Terrorist Finance (CTF) no 39 of 2015.

Company Strategy:

- Vision: to be choice number one for any mobile financial transactions in the country

- Mission: to deliver the most advanced financial services for our clients in all over Iraq

- Goal: make AsiaHawala every day’s choice

Core values:

We are a team who seeks change, never rest, and provide the state of art technologies with delivering the best customer services to our customers.

AsiaHawala has three types of wallets in order to serve every class’s needs.

Lite wallet is a fast short-termed wallet. The threshold of lite wallet is 2,000,000 million IQD for three months either per day or per the activation period, which is 90 days. Lite wallet holder must transfer the wallet to Standard wallet after three months because the wallet will be suspended.

Standard Wallet can be obtained by visiting one of the AsiaHawala agents throughout Iraq after the completing of registration procedures (Know Your Costumer). The threshold of Standard wallet is 2,000,000 IQD daily and 10,000,000 IQD monthly. The wallet will be active for unlimited period subject to the terms and conditions of the AsiaHawala.

Premium Wallet is the type of wallet that has been designed for employers, merchants, main dealers, High earners, and VIPs. The threshold is defined by the AsiaHawala on case-by-case basis in accordance with Central Bank of Iraq instructions. This wallet can be obtained by visiting AsiaHawala main dealers only.

公司简介：

AsiaHawala的非银行金融服务是您的解决方案，以多元化的支付服务提供商，专注于通过旨在激发各行各业的创新和金融产品作出积极贡献朝经济。我们已经走过了漫长的道路，使伊拉克的第一笔钱交易服务。自2014年公司成立，并于2015年12月29日下水，我们是有帮助的其余部分。 AsiaHawala达到了26万个用户的客户群，并拥有国内最大的销售网络。是基于金融解决方案供大家需要访问任何类型的金融交易技术的先行者，我们的产品和服务范围包括：

- 电子钱包;

- 转账

- 支付账单;

- 工资付款;

- 商户付款;

- 网上购物;

- 机票预订

- 以及更多。

我们事先的技术和研究显著的投资使我们能够为客户提供最先进的日期和服务的当前业务群。

在追求我们的理想是在非银行支付服务的先行者和领导者，并成为客户的日常生活，再加上我们的使命是通过提供最复合材料的首选非银行金融服务解决方案供应商的一部分服务创新的花束;我们查明朝向和直接定位，客户的金融需求和问题，以开创性的先驱和推进组解决所面临的客户所有的需求和关注的服务。我们正准备提供的各种服务之中，提高了客户的日常生活，而在同一时间，确保客户体验的恭维每一个服务的高品质。

伊拉克中央银行（CBI）与根据伊拉克的电子支付服务无CBI的要求，完全符合牌照后AsiaHawala（3）2014年，反洗钱（AML）和反恐融资（CTF）没有2015年39。

公司战略：

- 愿景：成为首选头号国家的任何移动金融交易

- 使命：为客户提供最先进的金融服务，为客户在伊拉克各地

- 目标：使AsiaHawala每天的选择

核心价值：

我们是一个团队谁寻求改变，从不休息，并提供先进的技术的状态，为我们的客户提供最好的客户服务。

AsiaHawala有三种类型的钱包，以服务于每一个类的需求。

精简版钱包是快速短称为钱包。精简版钱包的阈值2,000,000万元用于伊拉克第纳尔每天或每激活期，这为90天三个月。精简版钱包持有人必须在三个月后的钱包转移到钱包标准，因为钱包将被暂停。

标准钱包可以通过访问登记手续（了解你的负荷消费）在完成之后整个伊拉克AsiaHawala代理商之一获得。标准钱包的阈值2,000,000伊拉克第纳尔每日和10,000,000伊拉克第纳尔月。钱包将是无限的时期受到的条款和AsiaHawala的条件活跃。

高级钱包是被设计为用人单位，商家，主要经销商，高收入者和贵宾钱包的类型。该阈值由AsiaHawala的情况下，逐个按照说明伊拉克中央银行定义。这钱包可以通过访问AsiaHawala只有主要经销商获得。

Company Overview:

AsiaHawala for Non-Banking Financial Services is your solution to a diversified Payment Service Provider, focused on contributing positively towards the economy through innovative and financial products that are designed to inspire every walk of life. We have come a long way to make the first money transaction service in Iraq. Since the establishment of the company in 2014 and the launching on 29 December 2015, we are there to help the rest. AsiaHawala reached customer base of 260,000 subscribers and has the largest distribution network in the country. Being the forerunner in technology based financial solutions for everyone requiring access to financial transactions of any type, our products and services range from:

- e-Wallets;

- Money Transfers

- Bill Payments;

- Salary Disbursements;

- Merchant Payments;

- Online Shopping;

- Flight Reservations

- And much more.

Our significant investment in advance technologies and research allow us to provide our customers with the most up to date and current bouquet of services.

In pursuit of our vision to be the forerunner and leader in Non-Banking payment Services and to become the part of the everyday life of the customers, coupled with our mission to be the preferred Non-Banking Financial Services solution provider by offering the most composite and innovative bouquet of services; we pinpoint towards and directly target, the financial needs and issues of the customers to pioneer groundbreaking and advance set of services that address all the needs and concerns being faced by the customers. We are poised to offer a variety of services that impact and improve the daily lives of the customer while at the same time ensuring a high quality of customer experience that compliments each service.

The Central Bank of Iraq (CBI) licenses AsiaHawala after complying fully with requirements of CBI pursuant to Iraq Electronic Payment Service No (3) of 2014, Anti-Money Laundering (AML) and Counter Terrorist Finance (CTF) no 39 of 2015.

Company Strategy:

- Vision: to be choice number one for any mobile financial transactions in the country

- Mission: to deliver the most advanced financial services for our clients in all over Iraq

- Goal: make AsiaHawala every day’s choice

Core values:

We are a team who seeks change, never rest, and provide the state of art technologies with delivering the best customer services to our customers.

AsiaHawala has three types of wallets in order to serve every class’s needs.

Lite wallet is a fast short-termed wallet. The threshold of lite wallet is 2,000,000 million IQD for three months either per day or per the activation period, which is 90 days. Lite wallet holder must transfer the wallet to Standard wallet after three months because the wallet will be suspended.

Standard Wallet can be obtained by visiting one of the AsiaHawala agents throughout Iraq after the completing of registration procedures (Know Your Costumer). The threshold of Standard wallet is 2,000,000 IQD daily and 10,000,000 IQD monthly. The wallet will be active for unlimited period subject to the terms and conditions of the AsiaHawala.

Premium Wallet is the type of wallet that has been designed for employers, merchants, main dealers, High earners, and VIPs. The threshold is defined by the AsiaHawala on case-by-case basis in accordance with Central Bank of Iraq instructions. This wallet can be obtained by visiting AsiaHawala main dealers only.